The Vault Platform
We’re More Than Just A Platform, We’re A Partner
We don’t just give you a platform and a better financial model, our Payment Strategists work with you to unlock every source of untapped revenue, in every payment.
We Help You Build An Engine The Can Deliver in Excess of 200% ROI.
Vault’s flat-fee, portfolio model, empowers brokers to achieve extraordinary returns – often exceeding 200% ROI.
Brokers no longer need to deploy their own capital or depend on restrictive third-party lenders. With Vault, a simple Letter of Credit, unlocks scalable, off-balance sheet financing.
Transform traditional premium finance into a powerful profit engine.
Economic Drivers
Interest Income
Vault’s model lets brokers retain the interest spread. Instead of passing that margin to a third-party finance company, you keep it. It’s a built-in revenue stream that grows as utilization increases.
Utilization Growth
Typical financing utilization is around 15%. We help you do better. Our Payment Strategist work directly with your team to identify untapped opportunities, train producers, and integrate financing into more of your client relationships, helping you drive adoption and scale.
Fees
Traditionally, finance companies earn fee revenue. With Vault, you control it. Generate incremental income through: Late payment fees, NSF fees and new payment processing strategies.
Rate Programs
Vault lets you set and adjust your rates strategically, using pricing as a growth lever. Offer rate promotions to accelerate policy sales, or tiered rates to reward key accounts and drive retention, all while keeping total control over your economics.